Should I Replace My Roof After Hail?
After a serious hail storm, there is a high likelihood that hail damage roof repair is in order. But is it necessary to replace the entire roof? For that answer, it is important to turn to a responsible, insured roofing company. A qualified roofing contractor will be able to navigate the circumference of your roof and determine the scope of the roof hail damage. While it is true that the hail damage can manifest in the form of underlayment dents, gutter damage, and unsightly shingle tears, sometimes the hail damage on the roof is not immediate. Bruising can occur on the underlayment, for example. When hail damage is not treated, it will worsen over time. The roof underlayment and decking can rot, leading to mold, bacteria, and water damage issues.
How Much Does Insurance Pay for Hail Damage on Roof?
The truth is that receiving the necessary funds from the insurance company can be a tricky business. Once the insurance company has been contacted for a roof damage claim, its roofing statement will need to be countered by a viable roofing company. Such a roofing company will need to be contacted by the homeowner. A home insurance provider may offer only $10,000 when in fact the damages total $25,000. In such cases, it will be important for your local, professional roofing company to submit documentation indicating all the damages on the roof. With the right representation and documentation, homeowners can have their roof damages repaired properly.
How Do You Prove Hail Damage on a Roof?
It is important to have proper documentation for your insurance provider with regard to your hail damage. But what are the best ways to prove hail damage? For this answer, please review the following bullet points:
- Bruising. When large or small hail pellets hit a roof, there is sure to be some bruising on the shingles and the underlayment.
- Cracking. With enough force and impact, cracks can occur on the roof. These cracks may appear on the asphalt ridge cap of an asphalt shingle roof.
- Missing granules from the asphalt shingle roof. Bald shingles are an indicator of hail damage. If you have bald shingles on the surface of your roof, it will be important for you to seek a professional roofing company as soon as possible.
Do I Have to Pay a Deductible for Hail Damage to My Roof?
For any insurance claim, it is highly likely that homeowners will need to pay a deductible. This must be done in order to receive coverage for damage to the home. In order to receive coverage for a claim, a homeowner may be expected to pay as much as $1,000 for a $5,000 claim. The dollar amount for your deductible will be specified in your contract with your insurance provider.
Do Hail Claims Raise Insurance Rates?
If you are wondering whether filing a hail damage claim will raise your rates, you can rest assured that it does not always happen. Damage that is caused to the roof as a result of inclement weather is not the fault of the homeowner. Instances, where damage is caused as a result of negligence or wear and tear, are the exception. If the homeowner can be found guilty for not properly taking care of the home or roof, they can expect some negative consequences.
Hail Damage Roof Repair Scams
Because the roofing industry is not highly regulated, opportunistic scam artists can infiltrate the process. Many homeowners, unfortunately, fall victim to roofing scams. Roofing scam artists often demand money upfront for roof repairs. They will pose as a friendly handyman who can offer roof repairs at a discounted price. Please do not be fooled. Good, professional roofing companies will only furnish a bill upon the completion of roof repairs. They will also be insured, which greatly assists if any accidents occur during the roofing process.
Hail Damage Roof Repair Near Me
If you would like to find a professional roofing company that is near you, there are several different avenues that you can undertake. You can ask a friend or family member for a referral, for example. You can also type ‘hail damage roof repair near me’ into your internet search engine. From there, you can review the results and determine the best course of action. The more credentials a roofing company has, the better.
Hail Damage Roof Repair
If a hail storm has recently passed through your neighborhood, it will be important for you to contact a professional roofing contractor to ensure that your roof receives a proper inspection.
Is it Worth it to Fix Hail Damage?
The answer to this question is fairly straightforward. It is always worth it to repair significant hail damage. If your roof is old and has hail damage, the best course of action is to receive a roof inspection. Your qualified roofing professional will ascertain the best pathway forward for the structural integrity of your roof.
Would you like to schedule an appointment for your hail damage roof repair? Our friendly operators at PJD Construction & Roofing are available now at 720-275-4580. Discover more about the quality roofing material available for your hail damage roof repair in Aurora, CO today!